https://www.propertypundit.co.uk/articles/2026-07-04-manchester-buy-to-let-section-24 PropertyPundit UK en 2026-07-04T07:00:00+01:00 Manchester's 6.6% yield hides a £151 monthly loss after tax | Property Pundit UK https://www.propertypundit.co.uk/articles/2026-07-05-housing-roundup-july-5 PropertyPundit UK en 2026-07-05T07:00:00+01:00 UK Housing Roundup: Rates Fall, Approvals Hit a 2.5-Year Low https://www.propertypundit.co.uk/articles/2026-07-06-no-deposit-mortgage-myth PropertyPundit UK en 2026-07-06T07:00:00+01:00 No deposit? The 100% mortgage that costs £213 more than rent | Property Pundit UK https://www.propertypundit.co.uk/articles/2026-07-07-inner-london-property-market PropertyPundit UK en 2026-07-07T07:00:00+01:00 Inner London: prices fell 12.6%, buy-to-let yield hit 6.3% | Property Pundit UK https://www.propertypundit.co.uk/articles/2026-07-08-right-to-buy-discount-explained PropertyPundit UK en 2026-07-08T07:00:00+01:00 Right to Buy discount crashed from £136,400 to £16,000 | Property Pundit UK https://www.propertypundit.co.uk/articles/2026-07-09-mortgage-price-war-july-2026 PropertyPundit UK en 2026-07-09T07:00:00+01:00 Six lenders cut rates in 24 hours: the £122/month gap | Property Pundit UK https://www.propertypundit.co.uk/articles/2026-07-10-fix-2-or-5-years-decision PropertyPundit UK en 2026-07-10T07:00:00+01:00 Fix for 2 or 5 years: rates must fall below 4.37% to win | Property Pundit UK https://www.propertypundit.co.uk/articles/2026-07-11-liverpool-buy-to-let-yield PropertyPundit UK en 2026-07-11T07:00:00+01:00 Liverpool's 9% yield claim hides a £166 monthly loss | Property Pundit UK https://www.propertypundit.co.uk/articles/2026-07-12-housing-roundup-july-12 PropertyPundit UK en 2026-07-12T07:00:00+01:00 UK housing roundup: Halifax ends after 173 years | Property Pundit UK https://www.propertypundit.co.uk/articles/2026-07-13-stamp-duty-425k-myth PropertyPundit UK en 2026-07-13T07:00:00+01:00 The £425k stamp duty myth costing first-time buyers £6,250 | Property Pundit UK https://www.propertypundit.co.uk/articles/2026-07-14-barking-dagenham-property-market PropertyPundit UK en 2026-07-14T07:00:00+01:00 Barking & Dagenham's 5.6% yield hides a £298 monthly loss | Property Pundit UK https://www.propertypundit.co.uk/articles/2026-07-15-kitchen-renovation-financing PropertyPundit UK en 2026-07-15T07:00:00+01:00 A £12,000 Kitchen: The Low-Monthly Loan That Costs £7,244 More | Property Pundit UK https://www.propertypundit.co.uk/articles/2026-07-16-stamp-duty-postcode-divide-july-2026 PropertyPundit UK en 2026-07-16T07:00:00+01:00 Stamp duty postcode gap: Manchester 6.2%, London 79.7% | Property Pundit UK https://www.propertypundit.co.uk/articles/2026-07-17-buy-now-or-wait-manchester PropertyPundit UK en 2026-07-17T07:00:00+01:00 Buy now or wait a year? Manchester's answer costs £417 | Property Pundit UK https://www.propertypundit.co.uk/articles/2026-07-18-landlord-portfolio-incorporation-decision PropertyPundit UK en 2026-07-18T07:00:00+01:00 The average landlord owns 7.3 properties. You own 3. | Property Pundit UK https://www.propertypundit.co.uk/articles/2026-07-19-housing-roundup-july-19 PropertyPundit UK en 2026-07-19T07:00:00+01:00 UK housing roundup: Burnham's £4,800 tax, 9.5-year wait | Property Pundit UK https://www.propertypundit.co.uk/articles/2026-07-20-5-percent-deposit-myth PropertyPundit UK en 2026-07-20T07:00:00+01:00 5% deposit mortgages: 16 fewer deals and a £124/month catch | Property Pundit UK https://www.propertypundit.co.uk/articles/2026-07-21-south-east-property-market PropertyPundit UK en 2026-07-21T07:00:00+01:00 The South East's 5.3% yield hides a £431 monthly loss | Property Pundit UK https://www.propertypundit.co.uk/articles/2026-07-22-mortgage-swap-rates-explained PropertyPundit UK en 2026-07-22T07:00:00+01:00 Mortgage rates jumped 0.2 points this week: here's why | Property Pundit UK https://www.propertypundit.co.uk/articles/2026-07-23-remortgage-approvals-july-2026 PropertyPundit UK en 2026-07-23T07:00:00+01:00 Remortgage approvals fell 35% just as rates rose again | Property Pundit UK https://www.propertypundit.co.uk/articles/2026-07-24-fix-now-or-wait-decision PropertyPundit UK en 2026-07-24T07:00:00+01:00 Fix now or wait? 1 million more face a bigger mortgage bill | Property Pundit UK https://www.propertypundit.co.uk/articles/2026-07-28-south-west-property-market PropertyPundit UK en 2026-07-28T07:00:00+01:00 South West BTL: even basic-rate landlords lose £393/month | Property Pundit UK https://www.propertypundit.co.uk/articles/2026-07-30-effective-mortgage-rate-june-2026 PropertyPundit UK en 2026-07-30T07:00:00+01:00 4.13%, 4.35%, 5.60%: three mortgage rates in one week | Property Pundit UK https://www.propertypundit.co.uk/articles/2026-07-31-lisa-vs-first-time-buyer-isa-decision PropertyPundit UK en 2026-07-31T07:00:00+01:00 Bank Rate held at 3.75%, but three votes wanted a hike | Property Pundit UK https://www.propertypundit.co.uk/articles/2026-08-01-section-21-deadline-landlord-cost PropertyPundit UK en 2026-08-01T07:00:00+01:00 Section 21 lapsed on 31 July: what happens now costs 27 weeks | Property Pundit UK https://www.propertypundit.co.uk/articles/2026-08-02-legal-tax-changes-august-2026 PropertyPundit UK en 2026-08-02T07:00:00+01:00 16 days left on the LISA consultation, Stamp Duty untouched | Property Pundit UK https://www.propertypundit.co.uk/articles/2026-08-03-stamp-duty-scrap-myth PropertyPundit UK en 2026-08-03T07:00:00+01:00 The £4.5bn stamp duty cut that isn't happening at £300k | Property Pundit UK https://www.propertypundit.co.uk/articles/2026-08-04-east-of-england-property-market PropertyPundit UK en 2026-08-04T07:00:00+01:00 East of England: even basic-rate landlords lose £222/month | Property Pundit UK https://www.propertypundit.co.uk/articles/2026-08-05-boiler-cover-worth-it-homeowner-guide PropertyPundit UK en 2026-08-05T07:00:00+01:00 £330-a-year boiler cover: the real break-even sum | Property Pundit UK https://www.propertypundit.co.uk/articles/2026-08-06-loan-to-income-cap-august-2026 PropertyPundit UK en 2026-08-06T07:00:00+01:00 The 15% mortgage cap under review: worth £57,000 in Manchester | Property Pundit UK https://www.propertypundit.co.uk/articles/2026-08-07-overpay-mortgage-or-save PropertyPundit UK en 2026-08-07T07:00:00+01:00 Overpay or save? You'd need a 7.2% savings account | Property Pundit UK https://www.propertypundit.co.uk/articles/2026-08-08-making-tax-digital-landlord-cost PropertyPundit UK en 2026-08-08T07:00:00+01:00 HMRC says MTD costs £115 a year. Software alone is £216. https://www.propertypundit.co.uk/articles/2026-08-09-housing-roundup-august-9 PropertyPundit UK en 2026-08-09T07:00:00+01:00 Roundup: £299 of price growth, £190/month rate gap | Property Pundit UK https://www.propertypundit.co.uk/articles/2026-08-10-mortgage-fee-lowest-rate-myth PropertyPundit UK en 2026-08-10T07:00:00+01:00 4.78% vs 4.99%: the £1,499 fee trap | Property Pundit UK https://www.propertypundit.co.uk/articles/2026-08-11-east-midlands-property-market PropertyPundit UK en 2026-08-11T07:00:00+01:00 Nottingham's 9.2% yield claim hides a £313 monthly loss | Property Pundit UK https://www.propertypundit.co.uk/articles/2026-08-12-rics-survey-levels-explained PropertyPundit UK en 2026-08-12T07:00:00+01:00 Level 2 or Level 3 survey: the £350 gap that finds a £9,000 roof | Property Pundit UK https://www.propertypundit.co.uk/articles/2026-08-13-regional-price-divergence-may-2026 PropertyPundit UK en 2026-08-13T07:00:00+01:00 London -3.7%, North East +5.9%: the moving deposit target | Property Pundit UK https://www.propertypundit.co.uk/articles/2026-08-14-product-transfer-vs-remortgage-decision PropertyPundit UK en 2026-08-14T07:00:00+01:00 Product transfer or remortgage: a £623 fee erases the gain | Property Pundit UK https://www.propertypundit.co.uk/articles/2026-08-15-prs-database-landlord-registration PropertyPundit UK en 2026-08-15T07:00:00+01:00 Landlord register: the £7,000 fine is the cheap part https://www.propertypundit.co.uk/articles/2026-08-16-housing-roundup-august-16 PropertyPundit UK en 2026-08-16T07:00:00+01:00 Roundup: 30% struggling, and a Budget date of 28 October | Property Pundit UK https://www.propertypundit.co.uk/articles/2026-08-17-gazumping-mortgage-risk-myth PropertyPundit UK en 2026-08-17T07:00:00+01:00 Gazumping isn't the risk: 33% of sales die on the mortgage | Property Pundit UK https://www.propertypundit.co.uk/articles/2026-08-18-west-midlands-property-market PropertyPundit UK en 2026-08-18T07:00:00+01:00 Birmingham's 7.2% yield claim hides a £159 monthly loss | Property Pundit UK https://www.propertypundit.co.uk/articles/2026-08-19-rebuild-cost-underinsurance-homeowner-guide PropertyPundit UK en 2026-08-19T07:00:00+01:00 A £20,000 claim, £15,000 paid: the average clause explained | Property Pundit UK https://www.propertypundit.co.uk/articles/2026-08-20-june-hpi-ltv-bands-august-2026 PropertyPundit UK en 2026-08-20T07:00:00+01:00 North West +4.7%, South East +0.3%: the moving LTV line | Property Pundit UK https://www.propertypundit.co.uk/articles/2026-08-21-95-ltv-fix-2-or-5-years-decision PropertyPundit UK en 2026-08-21T07:00:00+01:00 95% mortgage: £84 a month rides on your LTV band | Property Pundit UK https://www.propertypundit.co.uk/articles/2026-08-22-epc-c-2030-landlord-cost PropertyPundit UK en 2026-08-22T07:00:00+01:00 EPC C by 2030: the £10,000 cap is the easy part | Property Pundit UK https://www.propertypundit.co.uk/articles/2026-08-23-housing-roundup-august-23 PropertyPundit UK en 2026-08-23T07:00:00+01:00 Roundup: London's £101,000 postcode penalty, and a price cut | Property Pundit UK https://www.propertypundit.co.uk/articles/2026-08-24-new-build-warranty-snagging-myth PropertyPundit UK en 2026-08-24T07:00:00+01:00 New-build warranty covers snagging for 2 years, not 10 | Property Pundit UK https://www.propertypundit.co.uk/articles/2026-08-25-north-west-property-market PropertyPundit UK en 2026-08-25T07:00:00+01:00 North West's 8.8% yield claim hides a £192 monthly loss | Property Pundit UK https://www.propertypundit.co.uk/articles/2026-08-27-mortgage-lock-in-early-august-2026 PropertyPundit UK en 2026-08-27T07:00:00+01:00 £347 a month rides on locking your mortgage rate early | Property Pundit UK https://www.propertypundit.co.uk/articles/2026-08-28-buy-now-or-wait-for-budget-decision PropertyPundit UK en 2026-08-28T07:00:00+01:00 The £3,557 cost of waiting for a Budget that changes nothing | Property Pundit UK https://www.propertypundit.co.uk/articles/2026-08-29-renfrewshire-scotland-buy-to-let-yield PropertyPundit UK en 2026-08-29T07:00:00+01:00 Renfrewshire's 9.9% yield beats Guildford's by £227 a month | Property Pundit UK https://www.propertypundit.co.uk/articles/2026-08-30-housing-roundup-august-30 PropertyPundit UK en 2026-08-30T07:00:00+01:00 Roundup: £9.9bn EPC bill, and 9% less to borrow | Property Pundit UK https://www.propertypundit.co.uk/articles/2026-08-31-credit-score-mortgage-myth PropertyPundit UK en 2026-08-31T07:00:00+01:00 You don't need a 999 credit score for a mortgage | Property Pundit UK https://www.propertypundit.co.uk/articles/2026-09-01-north-east-property-market PropertyPundit UK en 2026-09-01T07:00:00+01:00 Newcastle's 6.9% real yield splits landlords: £134 up, £41 down | Property Pundit UK https://www.propertypundit.co.uk/articles/2026-09-02-leasehold-freehold-explained PropertyPundit UK en 2026-09-02T07:00:00+01:00 246,000 leaseholders are still stuck paying marriage value | Property Pundit UK https://www.propertypundit.co.uk/articles/2026-09-03-mortgage-svr-shock-september-2026 PropertyPundit UK en 2026-09-03T07:00:00+01:00 £283 a month: the SVR shock facing 1.1m homeowners | Property Pundit UK https://www.propertypundit.co.uk/articles/2026-09-05-north-east-epc-landlord-cost PropertyPundit UK en 2026-09-05T07:00:00+01:00 England's cheapest EPC bill still costs Newcastle £84 a month | Property Pundit UK https://www.propertypundit.co.uk/articles/2026-09-07-mortgage-in-principle-myth PropertyPundit UK en 2026-09-07T07:00:00+01:00 Your mortgage in principle already cost you 9% of your budget | Property Pundit UK https://www.propertypundit.co.uk/articles/2026-09-09-help-to-buy-repayment-homeowner-guide PropertyPundit UK en 2026-09-09T07:00:00+01:00 £770 a year: what your Help to Buy loan costs from year 6 | Property Pundit UK https://www.propertypundit.co.uk/articles/2026-09-11-lock-in-before-17-september-decision PropertyPundit UK en 2026-09-11T07:00:00+01:00 £31 a month rides on locking in before 17 September | Property Pundit UK https://www.propertypundit.co.uk/articles/2026-09-12-leeds-yorkshire-buy-to-let-yield PropertyPundit UK en 2026-09-12T07:00:00+01:00 Leeds's 7.4% yield claim hides a £242 monthly loss | Property Pundit UK https://www.propertypundit.co.uk/articles/2026-09-13-legal-tax-changes-september-2026 PropertyPundit UK en 2026-09-13T07:00:00+01:00 Landlord register set for 15 December, Bank Rate in 4 days | Property Pundit UK https://www.propertypundit.co.uk/articles/2026-09-14-mortgage-stress-test-myth PropertyPundit UK en 2026-09-14T07:00:00+01:00 Scrapped in 2022: your mortgage stress test could be 8.5% | Property Pundit UK https://www.propertypundit.co.uk/articles/2026-09-15-yorkshire-humber-property-market PropertyPundit UK en 2026-09-15T07:00:00+01:00 Sheffield flats: a real 6.9% yield, split by tax band | Property Pundit UK